Still trending for 2012 is the color Grey (or sometimes spelled Gray). We are seeing grey incorporated into everything from furniture stains, paint colors on walls, countertop material, light fixtures, tile, and fabrics. Grey is considered a neutral and there are a wide variety of shades from cool to warm, which is an advantage when decorating your home. The variety of warm tones makes it easy to pair with accent colors like blue, yellow, brown, green, coral, and purple. In the photo below, they are using an olive color on the walls and a cooler grey in the furniture, but warming up the vignette with the natural wood frame and the various shades of green.

In addition to Grey, we are seeing a lot of Metallic finishes in furniture and accessories. These pendant lights are going in one of our remodeled homes over the island.

Where do I buy this pendant?
You can purchase this pendant at this link
http://www.shadesoflight.com/bulb-glass_pendant.html
I agree with you it is better to maitnain a minimum balance in your savings account for emergency before you start paying off your debt.Cutting unnecessary expense should be the second important step to be taken.